Golden Properties works in partnership with top mortgage brokers in Spain who specialise in advising international buyers & investors.
It is recommended for international buyers to instruct a specialist mortgage broker. This is because Spanish banks may not be able to assess your credit history properly and will likely request additional requirements for international clients (and potentially a higher interest rate).
Moreover, banks from your home country may also find it more complicated to lend in regards to a property in Spain, especially if the loan will be secured with a Spanish mortgage charge.
The above complications can be avoided by liaising with a good mortgage broker who specialises in advising international buyers & investors. There are many interesting products that a mortgage broker can recommend (such as a mortgage for overseas buyers or a mortgage granted by a foreign bank, but secured with a local charge). Moreover, as mortgage brokers are in contact with banks on a day-to-day basis, they can ensure that your mortgage application is handled expediently and without any surprises. They can also secure a competitive rate which will for surely offset any fees payable to them.
We partner with mortgage brokers who solely specialise in procuring mortgages for international buyers. They will be able to find the best rate and mortgage conditions which are tailored to your needs.
The following are the main benefits offered by our recommended brokers:
- Professionalism: Our recommended brokers are all established & licenced companies with duly accredited professionals.
- Independence: Our recommended brokers work with all leading Spanish banks as well as banks from overseas. Therefore, they will be able to provide various options and impartial advice before you make a choice.
- Reliability: Our recommended brokers specialise in finding mortgages for international buyers. Therefore, they will be able to provide you with an initial assessment in days (instead of weeks) and sort out all the documentation on your behalf.
Please contact us if you would need for one of our recommended mortgage brokers to get in touch with you or if you have any queries in regards to the process of securing a mortgage in Spain.